The fine print, unhidden

Disclosures & licensing

Who operates this website

This website is published on behalf of Oliver White, Branch Manager & Loan Officer, NMLS #1254113 (verify via NMLS Consumer Access), of Fairway Independent Mortgage Corporation (dba Fairway Home Mortgage), NMLS #2289 (verify via NMLS Consumer Access), 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Oliver is based at the Eden Prairie, MN branch, 7500 Flying Cloud Drive, Suite 900, Eden Prairie, MN 55344, with a second office at 214 Minnetonka Ave South, Wayzata, MN 55391, and is licensed to originate mortgage loans in Minnesota, Wisconsin, Iowa, North Dakota, Illinois, Arizona, California & Florida.

Not a commitment to lend

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Opportunity. For complete state licensing information and legal disclosures, visit Fairway’s Licenses & Disclosures page.

Government programs

Fairway Independent Mortgage Corporation is not affiliated with, or acting on behalf of or at the direction of, FHA, VA, USDA, or any government agency. FHA, VA and USDA loan programs are described on this site for educational purposes; eligibility is determined by the applicable program guidelines.

Rankings, awards and production figures

Rankings and production figures are as of the dates shown and are attributed to their sources on this site. Past production is not a guarantee of any rate, term, approval or outcome for any individual borrower. Every ranking and production figure on this site is attributed to its source and dated on the record page. Rankings measure production volume as reported by the named source for the period shown; they are not endorsements by any ranking body of any particular loan, rate or outcome, and they say nothing about what any individual borrower will qualify for. Figures are current as of September 2026 and are updated when sources update.

Calculator & educational content

Calculator results are estimates for illustrative and educational purposes only, are not a quote, rate lock, pre-qualification or pre-approval, and accuracy is not guaranteed. Actual rates, payments, taxes, insurance and mortgage insurance vary by scenario. Contact Oliver for figures specific to your situation.

All educational content on this site is general in nature and provided for informational purposes only. It is not financial, legal or tax advice, and it does not consider your individual circumstances. Program guidelines, loan limits, income limits and eligibility criteria change frequently; always confirm current requirements with Oliver directly.

Privacy

This website does not collect, store or transmit personal information. It contains no contact forms, no analytics trackers, no advertising pixels and no cookies set by this site. Links to apply or upload documents route to Fairway Independent Mortgage Corporation’s secure systems, which are governed by Fairway’s privacy policy. Third-party sites linked from this site (including review platforms, social networks, ranking publishers and the nonprofit organizations mentioned) maintain their own privacy practices.

Reviews

Review highlights displayed on this site are shortened paraphrases of verified client reviews. Complete original reviews are available on Experience.com, Google and Zillow. Aggregate ratings and counts are as reported by Experience.com as of September 2026. Testimonials reflect individual experiences; results vary and are not guaranteed. No compensation was provided for any review.

Nonprofit organizations

The American Warrior Initiative and Fairway Cares are independent 501(c)(3) organizations operated by Fairway Independent Mortgage Corporation and funded primarily by its employees. This website does not solicit or accept donations. Supporting either organization is never a condition of, and has no bearing on, any loan application or decision.